Ever wondered why your credit score has changed? This latest feature in the OneScore app helps you find out.
Get your credit score and credit report every month.
Check your loan and credit card repayment history.
Personalised insights to improve your credit score.
Your data is safe & never shared with 3rd parties.
Low credit score? No worries, we have you covered. Simulate your credit score and get suggestions on how to improve it with our AI-powered score improvement planner. Get smart insights customised to grow your credit score to reach the level you want, in the time you want.
Delayed payments can have a negative impact on your credit score. To avoid this, ensure timely repayment of loan and credit card dues to maintain a good credit score. With the powerful Payments History view in the app, you get details of all your card and loan payments, including both delayed and timely payments.
Several businesses and even employers are using a credit score or credit report to make decisions about your creditworthiness and financial behaviour. It is important to be aware of factors that affect your credit score, and manage them effectively.
Late payments can damage your credit score. Always pay your loan and credit card dues on time.
Living life on the edge and maxing your credit card? A high credit utilisation can impact your score.
It is good to have a balanced mix of credit card and loan accounts for a healthy credit score.
Having a long history in the bureau signifies financial maturity and contributes to a higher credit score.
Do you like applying for loans/credit cards all the time? Too many credit inquiries linked to your application can hurt your score.